Expensorr vs Tricount: Group Ledger or Yours?

Tricount and Expensorr both split a bill, and that is where the similarity stops. Tricount is a shared ledger: a trip or a flat has one tricount, everybody in it adds expenses, and at the end the app says who owes whom. Expensorr is your own ledger that can split: an expense you paid for becomes a transaction in your records, a balance owed to you, and a line in your monthly category totals, all at once.

The question is not which is better. It is whether the thing you need to remember is a group balance or your own spending.

What Tricount is today, checked this week

Tricount is owned by bunq, the Dutch bank, and the current app is free. Its features page describes the app as "100% free", and the help centre says plainly that "the tricount app is free to use", with no monthly charges or concealed fees.

What it does, as advertised on its own pages: everyone in a tricount can add expenses; expenses can be split unevenly with customisable individual amounts; multiple currencies are converted automatically into a single currency; expenses can be added offline and sync when you reconnect; receipt photos can be attached; there is an in-app calculator; expenses can be imported from Splitwise; and a payment made with a bunq Free Credit Card is added to the tricount of your choice automatically.

Two things are worth knowing before you commit to it. First, Tricount's help centre states that "newly registered tricount users will also get a bunq account automatically upon signup". Second, when bunq rebuilt the app it deprecated Premium rather than making its features free. The help centre article on the change says "tricount Premium has been deprecated" and that you now have the main features "without any additional or hidden costs", then lists what went: export in CSV and PDF, personal mode, statistics, and saving a custom split. Statistics and saved custom splits are marked as planned for a future update. Former Premium subscribers were offered a complimentary six-month bunq Pro subscription, valued on that page at €59.94.

Export is the one worth chasing down, because the picture has moved. It is gone from the app, but Tricount's FAQ now says that if you want to export your tricount in CSV or ODF you can email bunq support. That is a real route to your data, and it is a support ticket rather than a button.

The removed feature that no support ticket brings back is personal mode. That was the part of Tricount that was not about the group, and it is exactly the gap this comparison sits in.

The difference in one table

Where Tricount is the better choice

Not a hedge. These are the cases where installing Expensorr instead would be the wrong move.

• The other people are already in it. A shared ledger only works if everyone opens the same one. Moving four people to a new app to solve a problem only you have is a bad trade, and Tricount still splits, converts currencies, attaches receipt photos, and works offline.
• Everyone needs to add expenses, not just you. This is the structural difference and it does not go away. In Expensorr, the trip is recorded from your side. In Tricount, your friend who paid for the rental car enters it themselves and you never chase them for the amount.
• You are a bunq customer. Payments on a bunq Free Credit Card being added to a tricount automatically is genuine automation, and nothing in a personal tracker matches it.
• You are coming from Splitwise. Tricount advertises importing your existing Splitwise expenses, which removes the worst part of switching. If that is your situation, Splitwise alternatives covers the wider field.
• It is one trip and then it is over. A ski week with six people does not need a personal finance system. It needs a shared list and a number at the end.

Where Expensorr fits better

• You want the personal side back. This is the direct replacement for what personal mode used to be, except it is the whole app rather than a mode inside a splitting tool. Your shared costs and your ordinary spending live in one place, so the €180 you fronted for the villa and the €40 of groceries you did not split are both in the record.
• You want to know what a trip or a client actually cost you. Labels tag a transaction by trip, client, or project independently of its category, which is the question you ask three months later when the group chat is long gone. Travel expenses covers that shape of month in detail.
• Cash is involved. Wallets keep cash, card, and account balances separate with transfers between them, which is how a trip actually works when one person carries the cash float.
• You want capture to take two seconds. Photograph or upload a receipt and the merchant, date, total, and a suggested category come back as a draft transaction you confirm. Say what you spent out loud and the amount, merchant, and category are parsed out of the sentence. A split can start from a scanned receipt, so a shared cost keeps its proof instead of a number somebody typed from memory.
• It is not just a trip. Budgets by category, recurring transactions for rent and subscriptions, and 75 currencies with exchange-rate conversion are all things a group-splitting app has no reason to build. Splitting with people you live with is the version of this where the ledger never ends.

Using both, which is a real answer

Nobody says this in a comparison post, so: running both is fine, and for a lot of people it is correct.

Keep the group in Tricount, because that is where everyone else already is and moving them is not worth it. Record your own share in Expensorr, alongside the rest of your spending, so that when you want to know what the trip cost you — not what the trip cost, what it cost you — the number exists. The duplication is one entry per shared expense, which is a few seconds, and it buys you the thing neither app gives you alone.

The guide to splitting expenses with friends covers the method rather than the app, and applies whichever way you go.

What Expensorr does not do

Worth stating plainly, because it is the most common wrong assumption in this category.

Expensorr does not connect to your bank. Transactions are added by scanning a receipt, speaking, importing a spreadsheet, or typing them in. Tricount has no bank feed either, with the partial exception of the bunq card integration, so this is a property of the whole shelf rather than a difference between these two.

Expensorr also has no shared group ledger that other people write into, no team accounts, employee roles, or approval workflows, and it does not file taxes or calculate deductions. It is built for one person, which is precisely why it suits shared personal costs and not company expense reports.

On cost: every Expensorr feature is free, including unlimited wallets, budgets, labels, splits, and 75 currencies. The free plan includes 20 AI receipt scans or voice captures a month, and the paid tier lifts that limit and changes nothing else. There is no cap on how many expenses you add.

The decision, in one line

Use Tricount if the thing you need to remember is who owes whom and other people need to write into the same ledger. Use Expensorr if the thing you need to remember is your own spending, with the shared costs sitting inside it rather than in a separate app that forgets everything once the trip settles. If you left Tricount over the export or the bunq account specifically, Tricount alternatives compares Splid, Settle Up, Spliit, and Kittysplit on exactly those points.

Sources, all checked on 13 September 2026: the Tricount features page for the 100% free claim, uneven splitting, multi-currency conversion, offline entry, receipt photos, the Splitwise import, and the bunq Free Credit Card integration; the Tricount help centre for the app being free to use and the bunq account created automatically on signup; the help centre article on Premium for the deprecation, the four removed features, the future-update notes, and the €59.94 bunq Pro offer; and the Tricount FAQ for CSV and ODF export by request to bunq support. Expensorr's capabilities and limitations are as recorded on this site. App features change often, so check before you commit a group to one.