Splitwise vs Tricount: Which One Should Your Group Use?

Splitwise and Tricount both solve the same problem — a group needs one running total of who paid for what — and they solve it in almost the same shape: add an expense, split it, settle up at the end. The differences that matter are what the free tier actually lets you do, and what happened to Tricount's paid tier when bunq rebuilt the app.

What Splitwise costs today, checked this week

Splitwise's Pro page does not list a price — the cost is shown when you subscribe and varies by plan type and region, so treat any number you see in a comparison post as unverified until the app shows it to you. What the page does say clearly is what Pro adds: unlimited expenses "with no interruptions", credit and debit card transaction import (US only), currency conversion at current exchange rates, charts and graphs for category spending, receipt scanning that detects a bill's contents automatically, itemisation to assign scanned items to specific people, expense search, customisable default split settings, early access to new features, and an ad-free experience.

The free tier is the mirror image of that list. Splitwise's knowledge base states it plainly: "Add as many expenses as you need without hitting a limit (free users can add up to 4 expenses each day)." No receipt scanning, no currency conversion, no charts, and a hard four-expenses-a-day ceiling that a busy dinner-and-drinks night can hit before the group notices.

What Tricount costs today, checked this week

Tricount's features page describes the app as "100% free", full stop, and lists even splitting, custom uneven splits with individual amounts, automatic currency conversion, offline entry that syncs when you reconnect, receipt photo attachments, an in-app calculator, and — directly relevant here — importing your existing expenses from Splitwise.

There is a catch, and it is worth knowing before you commit a group to either app. Tricount is owned by bunq, the Dutch bank, and its help centre states that "newly registered tricount users will also get a bunq account automatically upon signup." When bunq rebuilt the app, it deprecated Premium rather than making its features free: the help centre article on the change confirms Premium "has been deprecated" and that CSV and PDF export, personal mode, statistics, and saved custom splits all disappeared with it, though statistics and saved splits are noted as planned for a future update. Former Premium subscribers were given a complimentary six-month bunq Pro subscription, valued on that page at €59.94. Export still exists, just not as a button — Tricount's FAQ says you can email bunq support to get your data as CSV or ODF.

The difference in one table

Where Splitwise wins

• Receipt itemisation. Splitwise Pro scans a bill and lets you assign individual line items to specific people, which handles the case Tricount does not: four people who each ordered something different off one restaurant check.
• Spending charts. Pro's charts and graphs break down group spending by category over time. Tricount's statistics feature was removed with Premium and has not come back.
• You are not signing up for a bank account you did not ask for. Splitwise's signup is just a Splitwise account. Nothing about it touches your banking relationships.
• US card import. If your group is US-based and wants transactions pulled from a linked card automatically, that exists on Splitwise Pro and has no equivalent on Tricount.

Where Tricount wins

• It is free with no cap, permanently. No four-a-day ceiling, no feature gated behind a subscription that does not exist. Currency conversion, offline sync, and receipt photos are all in the free app.
• Currency conversion without paying for it. A multi-country trip converts everything to one currency automatically, a feature Splitwise reserves for Pro.
• Migrating in is a built-in feature, not a manual export. Tricount's Splitwise importer is the most direct route between the two apps if your group is switching rather than starting fresh.
• You are not paying to remove a daily interruption. A group that would otherwise feel nudged toward Splitwise Pro purely to clear the four-expense cap has no equivalent pressure on Tricount.

If neither is really the problem

Both apps assume the thing you need to remember is a group balance. For a lot of people that is exactly right — a shared flat, a weekend away, a one-off dinner — and neither Splitwise nor Tricount needs replacing for that job.

But if the actual gap is that your own spending has nowhere to live once the group settles up — what a trip or a shared flat actually cost you, once you fold in the parts you did not split — that is a different app, and it is the one this site is about. Expensorr records a shared cost as a transaction, a balance owed to you, and a line in your own category totals, all from one entry.

Expensorr does not connect to your bank — transactions come from scanning, voice, import, or manual entry, the same limitation both Splitwise and Tricount share aside from Tricount's bunq card add-on. It has no shared group ledger that other people write into, so a flat of four people entering their own costs independently is still Tricount's or Splitwise's job, not Expensorr's. Splitting expenses with people you live with and expense tracking while travelling cover the two situations where this distinction matters most, and the guide to splitting expenses with friends covers the method rather than any one app.

The decision, in one line

Pick Splitwise if you want receipt itemisation and spending charts and are willing to either stay under four expenses a day or pay for Pro. Pick Tricount if you want a free app with no cap and no paid tier to think about, and you are fine with the automatic bunq account that comes with signing up. If you are leaving either one for reasons beyond this comparison, Splitwise alternatives and Tricount alternatives cover the wider field, and Expensorr vs Splitwise and Expensorr vs Tricount go deeper on the personal-tracking gap both of these share.

Sources, all checked on 15 September 2026: the Splitwise Pro page for Pro's feature list; the Splitwise knowledge base for the four-expenses-a-day free limit; the Tricount features page for its free claim, splitting, currency conversion, offline entry, receipt photos, and the Splitwise importer; the Tricount help centre for the automatic bunq account on signup; and the help centre article on Premium's deprecation for the removed features and the €59.94 bunq Pro offer. App features and pricing change often; verify before you commit a group to either.